You can generate your referral link from the refer and earn section and share the link with your friends & family through WhatsApp or other channels. This is applicable for only INDIE savings account users. We are working on getting this for other variants soon.
As of 2nd Feb 2026, we have introduced new criteria for referral cashback:
If you are a Megastar and your friend or family member opens a Megastar account (with an initial funding of ₹50,000 or more), you will receive ₹250 cashback.
For all other referrals, if your friend or family member does an initial funding of ₹15,000 or more, you will receive ₹100 cashback.
All referral cashbacks will be processed in week 1 of the next calendar month. For e.g. if your friend opens an INDIE account between 1-31st January, then your cashback will be processed in Week 1 of February.
Cashback will be credited in your INDIE Account
Unfortunately, at this point of time, referral facility is not available for existing IndusInd bank customers
You can share the referral invite with as many people as you want
You can earn up to ₹5000 cashback in a calendar month (up to 20 successful referrals), once your invitee gets on-boarded on INDIE
